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How to Get a Loan

Once you select Universal Lending to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage tailored for your needs.

Throughout the loan-application process, I provide you with regular updates. You can also e-mail me with questions or new information. And if you want assistance, I am just a phone call away.

Here's an overview of the loan-application process

STEP ONE -- Apply Now! Getting started is easy

When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through this website. To get started, select an application from the list on the left.

At the appropriate time I'll order a property appraisal for you.

STEP TWO -- Your Loan is Approved and Funded

Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly. 

I will coordinate with the escrow team and you'll sign the final papers at their office.

Simple, Straightforward, Cost Effective, and FAST!

Contact Information

Marna Deines 
Loan Originator
(303) 465-4155

License#: 100021387
NMLS#: 250105
Regulated by the Division of Real Estate. 

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Marna Deines, Loan Officer
Universal Lending Corporation
6775 East Evans Avenue, Denver, CO  80224
Direct:  (303) 465-4155
Copyright © 2019 Universal Lending Corporation NMLS#2996

Marna Deines License#: 100021387 NMLS#: 250105
Regulated by the Division of Real Estate.
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